Archive for the ‘Personal Finance’ Category

Home Loan Tips

On one hand where the market with all its twists and turns has made it possible for the common man to dream to possess a house of his own and more importantly, a house of his taste, the entire process can turn particularly complicated as a result of ambitious moves without comprehending the outcomes of [...]

Personal finance in marriage

At one time of life everyone will be involved in marriage. Most couple nowadays wait until they attain financial stability or graduate from schools before they get married. This makes most married couples independent financially. It is not easy to merge the love life with the financial needs of the family. Proper personal finance planning [...]

Insurance personal Finance

Insurance is part and parcel of personal finance. One should ensure everything he deems to be valuable to him or her so as in case of loss or damage, one can seek compensation from the company one insured with. Times are hard and therefore one has to look for a company whose policy is cheap [...]

What is a Pay Day Loan?

These days there are a huge number of companies that are offering payday loans. You see their adverts on the TV, in the newspapers, magazines, online – you can’t move for them. They use this advertising to talk about how you can get money when you need it. Which is great, but it doesn’t really [...]

Second Phase personal Finance

First level finance management: The first level is for you to manage your expenditure. The small unplanned expenditure would build up to a lot of money if one cared to compute. You have to monitor your expenditure. By this you have to know how to make budget. The second step is to make sure your bills [...]

Budget Preparation for a Good Personal finance

One can hardly manage personal finance with a loose budget. There is notion in many people that you only make a budget when you are going for shopping. Such budget can be blinding since they are only temporal. There are more elaborate ways of creating a good working budget for your expenses. For you to [...]

How Ponzi Schemes Rip You Off

The numerous headlines about Ponzi-scheme mastermind Bernard Madoff can be confusing if you aren’t familiar with the type of fraud that he committed. This former Nasdaq chairman spent years taking investors’ funds and using them to pay off newer investors, which is what a Ponzi scheme does. Here’s how Ponzi schemes work, and how you [...]

Build Long Term Wealth With a Pay Yourself Plan

When people are asked why they fail to save and invest, perhaps the most frequent response is that they simply do not have any money left over after all the bills are paid. But looking for money to invest with at the end of the month misses the point. The time to look for those [...]

6 Budget Breakers You Can Avoid

Do you get to the end of the month and wonder where on earth the money went? If your budget just isn’t working for you and you’re always turning up empty at the end of each month, then it’s time to take a closer look at what is wrecking your budget. Sales. Are you taken [...]

The planning of personal finance

Personal finance is one of the areas of finance. It is involved in the management and good utilization of funds within a private or family setup. Finance involves the concept of saving, lending and proper utilization of the available funds. The planning of personal finance can only be adequate if you take into consideration a [...]

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